Building a credit is a process that takes a while, and some say even years. That is why it is so important to have a credit card and to use it wisely. A big part of owning a credit card is to pay it on time, and better in full. Some people are so used to having a debit card that they don’t think ahead of the day when they will be asked about their credit score, and most likely that not, that day will come. Be ready and plan ahead by getting yourself a credit card that works for you.
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