Health Insurance Marketplace started November 1; if your job doesn’t offer insurance, you’ve recently turned 26, you are not on your parent’s plan, or you need coverage for any other reasons. Here are some of the reasons why you should get health insurance.
Some Colleges Require Health Insurance
You may need to have a health insurance plan if you are attending college. Some colleges require students to have their insurance plans or remain on their parents’ policy. Reach the admissions office to see how this affects you.
Accidents Happen
We all need professional medical care at some point in life. If you get into an accident without health insurance, you’re at risk of paying all your medical bills. Getting health insurance coverage will help you avoid paying out-of-pocket.
The Law Requires It
The Affordable Care Act (ACA) requires everyone living in the US to have a health insurance policy. Health insurance limits the amount you pay for care with copayments, deductibles, coinsurance, and out-of-pocket maximums. You may pay the penalty if you don’t have insurance.
Health insurance policy helps you cover the bills for services like day-care procedures, ambulance, and non-hospital services, depending on your level of coverage.
