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How To Prepare For Your Initial Consultation

After an accident, one of the most important steps you can take is to schedule an initial consultation with your lawyer. But how do you prepare for this initial meeting? This guide will help you know what to expect and how to make the most of your time. What To Bring To Your Consultation? Preparing for your initial consultation after an accident doesn’t have to be stressful. First, you’ll need to bring any insurance information you have, including your policy number and the contact information for your insurance company. It’s also helpful to bring any police reports or other official documentation related to the accident. If you have any medical records or bills related to the accident, please bring them as well. By bringing all this information to your consultation, you can help your attorney get a clear picture of what happened and how it affected you. This will allow them to give you the best advice about proceeding with your case. Questions To Ask Make a list of questions to ask your lawyer during the consultation to ensure all your concerns are addressed. Here are some questions you may be asked during your initial consultation with an attorney: How […]

Do I Need Rideshare Insurance?

If you are a rideshare user, you need to protect yourself. Rideshare apps like Lyft and Uber can put riders at risk of injuries and out-of-pocket costs when involved in crashes. Therefore, all rideshare users should protect themselves before, during, and after rides. What is Rideshare Insurance? Rideshare insurance is an auto insurance coverage available to people who work for a ride-sharing company. This coverage is designed to fill your personal car insurance coverage gap. Without rideshare insurance, you will be exposed to financial losses because of the volume of time you spend on the road. Why Don’t You Use Lyft and Uber Driver’s Insurance? The insurance that Uber and Lyft offer their drivers is not end-to-end coverage, and this means the coverage doesn’t extend more than when you’re on a trip on the ride-sharing app. Ride-sharing companies divide drives into different phases providing varying levels of coverage. Sign-In Phase— This is the time when you have logged into the ride-sharing app to let the company know you’re available for trip requests. Acceptance and Transporting phase — This coverage kicks when you accept a trip request and ends when you drop off the passenger. What are Rideshare Insurance Options? Not […]

How Attorney Fees are Calculated After A Car Accident Case

When you are injured in a car accident, you need to hire an attorney to help you file a claim. However, you may be worried about how much you will pay your lawyer. Attorney fees can range from a hundred to thousands of dollars, depending on your case. Here, we’ll explore different methods an attorney’s fee can be calculated. Contingency Fee The lawyer agrees to take a percentage of any money awarded to you if you win your case with this agreement. The percentage can vary but is typically the total amount recovered. If you do not win your case, you won’t pay the attorney anything. Hourly Rate With this kind of arrangement, you will pay the lawyer for each hour worked on your case, no matter the outcome of your case. The hourly rate can vary depending on your case type. Flat Fee With this arrangement, the lawyer charges a set fee for handling your entire case from start to finish. The flat fee may be a set dollar amount or a percentage of the total amount recovered in your case. Retainer Fee A retainer fee is a huge sum paid in advance to cover the estimated cost of […]

Frequently Asked question About Renters Insurance

Many people overlook renters insurance. While we can all benefit from renters insurance coverage, it is often seen as too expensive or irrelevant. To help you understand this coverage, we’ve put together a list of frequently asked questions and the answers. Why do I need renters insurance? Many renters believe that their landlord would cover all associated expenses if a disaster happens, but this is not the case. You are responsible for protecting your belongings, and therefore, it is essential to secure renters insurance that covers your belongings. Without renter’s insurance coverage, you will have to pay all associated expenses of a disaster out of pocket. What does renters insurance cover? A renter’s policy covers your stuff against events like lightning, theft, fire, vandalism, smoke, explosions, and windstorms. Typical renters insurance does not cover damage from earthquakes and floods. If you have expensive collectibles like jewelry or art, you will need additional coverage. Is renters insurance expensive? People overestimate the cost of this coverage. Renters insurance is not expensive, but you need to work with an agency that can tailor coverage to your needs. Does my renter’s insurance cover my possessions even when I’m on vacation? Yes. Renters insurance covers […]

Does Joint Car Ownership Affect Insurance Rates?

Joint car ownership means you’re managing the same car with a friend, relative, partner, or colleague while also sharing all the expenses that come with it. Joint car ownership is beneficial if you aren’t financially able to get one independently. But can joint car ownership impact car insurance rates? How Does Joint Car Ownership Affect Your Rates? While joint car ownership sounds like a wise thing to do, keep in mind that insurers will quote based on both owners’ histories. Both owners driving records will determine the insurance rates they will pay. The more at-fault accidents and speeding tickets on someone’s record, the higher the insurance rates may be. Despite proving joint ownership, insurance providers will analyze each driver individually. Your insurance rate will also depend on your co-owners age, driving experience, and many more. If your co-owner is under the age of 21 or a new driver, your insurance premium rate could be higher than if you co-owner with an older and experienced driver. Is Joint Car Ownership Right For You? Joint car ownership is a good move for many people if you’re concerned about car insurance prices. In fact, it saves money if you both have good driving […]

Car Accidents Involving A Leased Car

If you crash your leased car, you might be wondering who is responsible for the cost of damages and what it means to file a claim. While the claim process will be the same as any other auto accident, it’s best to have a car accident attorney by your side. Here are some considerations for accidents that involve a leased car. What Will Happens When I Crash A Leased Car? Insurance may cover damages and injuries if you’re in an accident with a leased car. However, you may pay off the lease using the insurance money if the vehicle is totaled or roll the balance into a new vehicle lease. You can claim compensation from the responsible driver through a car accident legal claim or through no-fault laws. Speak to a lawyer for leased car accidents to see if you qualify for a claim. How To Get Compensation After A Leased Car Accident Involving in a crash with a leased car may result in vehicle damage and personal injury. However, you can pursue compensation through the following avenues. No-Fault Compensation: No-fault insurance is where you can pursue compensation for medical bills and lost wages at a minimum. Establishing fault is […]

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