Category: Homeowners

Generally, homeowners insurance protects your belongings from events that are out of your control, but it doesn’t cover everything. The following are found under the exclusions part of the homeowner’s insurance policy. Ground movement Ground movement refers to damage caused...

Proper homeowner insurance coverage is vital for protecting your home and personal belongings. However, if your homeowner’s insurance policy is canceled, it can be stressful and confusing. Canceled homeowner insurance can leave you vulnerable to financial losses in unexpected events...

Renter’s insurance provides financial protection to renters for their possessions and shields them from liability expenses in case of lawsuits. While renters’ insurance is typically affordable, there are several strategies you can employ to decrease your insurance expenses further. Let’s...

No one ever expects to be sued, but the fact is that people do get sued every day. If you are in a legal battle and don’t have enough insurance coverage, you could be responsible for paying out of pocket....

Owning a modular home can be an exciting and cost-effective alternative to a traditionally built house. However, just like any other type of home, it’s vital to protect your investment with the right insurance coverage. Here are things to know...

If you’re purchasing a home, you probably have concerns about the many types of insurance you’ll need. One of the questions we often get asked is whether you need homeowners insurance or mortgage insurance. The answer to this boils down...

While home warranties and homeowners insurance share a similar structure, both offer different benefits and coverage’s. If you’re a homeowner, it’s essential to understand the difference between home warranties and homeowners insurance to ensure you get the protection you need....

You received an annual renewal notice from your home insurer at the end of your policy term that your home insurance premium has gone up. It’s common to see a yearly increase in your homeowner’s insurance premiums. In most cases,...

Our home is a safe heaven. It’s where many of us spend a good deal of time and keep things that are important to us, so it’s crucial to ensure our belongings are protected in the event of unexpected perils....