Perils Covered By A Homeowners Insurance Policy
No home insurance policy can cover every type of loss. The policy you have will determine how many perils are covered. Commonly covered perils include:- Theft
- Vandalism
- Smoke and fire damage
- Water damage from internal sources, not flooding
- Weather damage, such as hail or wind damage
- Damage caused by ice or snow
- Damage from civil violence, such as riots
- Damage caused by aircraft or motor vehicles
- Power Failure
- Intentional Loss
- Wear and Tear
- Land Movement
- Nuclear Hazard
- Nuclear Hazard
- Flood or earthquakes
- Construction Theft
- Smog, Rust, Corrosion, and Rot Flood and Water Damage and many more.