- Fire and lightning
- Explosions
- Windstorm and hail
- Damage by car (not your own)
- Riots
- Damage by aircraft
- Vandalism
- Theft
- Falling objects
- Volcanic eruption
- Weight of sleet, ice, snow
- Damage from water-heating appliances/ steam-heating
- Overflow or Leakage of water or steam
- Freezing of air conditioning plumbing, heating,
- Short-circuit damage
- Smoke damage
Renters insurance offers financial protection for tenants and their personal belongings. Your renter insurance policy will protect you from a variety of covered perils such as theft, bodily injuries, water backup damage, and more in a rented property. Renter insurance comprises 3 different types of coverage, with each offering a different kind of protection. Here is more about what each type of renters insurance covers.
Personal Property Coverage
This insurance provides coverage for the costs of replacing your personal belongings. The coverage will cover damaged, destroyed, stolen, or lost property in any one of these sixteen events: