When To File A Car Insurance Claim?
While some people will want to agree with the parties involved and pay for damages out-of-pocket, this can result in bigger problems. Here are situations when you should file a claim.- If the extent of the accident you cause is unclear.
- If you cause a car accident that leads to injuries.
- If you cause damages to another party car after an accident.
- If you’re offered to settle privately, and you only cause minor damage.
When Not To File A Claim
Deciding whether to file a claim or not when you’re involved in a car accident is not easy. Here are situations when you shouldn’t attempt to file a claim.- If both parties agree to settle privately.
- If the claim will cost you the same as your deductible.
- If your claim will cost you more than the out-of-pocket repair costs.
- If your vehicle is old, and you aren’t bothered about its cosmetic appeal.