- Adhere to traffic rules and resist the urge to speed.
- Maintain a safe distance from the vehicle ahead.
- Ensure the car is in top shape before hitting the road.

As parents, the thought of handing over the keys to our teenagers can be a daunting prospect. However, tackling the subject of auto insurance can help ease that anxiety and empower them to be responsible drivers. So let’s dive into a conversation roadmap covering every aspect of auto insurance with teen drivers.
Unravel the mystery behind auto insurance.
Encourage your teen to view auto insurance as a safety net that can provide financial protection in case of accidents rather than just another obligatory expense. By making the purpose of car insurance relatable, you can create a solid foundation for the rest of the discussion.
Tell them the importance of an insurance agent.
Emphasize that auto insurance agents are allies and should be contacted right after an accident. This point can be made more engaging by sharing personal pictures and videos of the accident.
Talk about deductibles.
Explain to your teen that as a policyholder, they need to pay a certain amount before the insurance kicks in. For young drivers, keeping this amount low is crucial for affordability and ease of payment.
Teach them how to avoid claims.
Convey the importance of safe driving habits and vehicle maintenance to reduce insurance costs. Remind your teen that multiple claims can lead to higher premiums, and share some practical tips for avoiding accidents, such as: