Posts by Nicole Ortizz

Life Insurance / Posted on

Term Life Insurance 101

Term life insurance is one of the options when you’re choosing life insurance coverage. Term life insurance, for the sake of this article, means a life insurance coverage that expires after a set term. If…

Credit / Posted on

How to Refinance Student Loans

For recent grads that took out student loans, you can refinance your loans to help you with repayment and will help you reduce the debt that you have. Here is some advice you can follow….

Credit / Posted on

How Do You Do a Student Loan Consolidation?

If you could reduce your student loan payments, you probably would, wouldn’t you? If you took out any Stafford Loans, PLUS Loans, or Federal Perkins Loans then you might actually have the ability to consolidate these…

Credit / Posted on

3 Credit Cards to Help Your Bad Credit

When you struggle with bad credit, you may find it hard to get approved for just about anything. The good news is, if you want a credit card, there are some companies out there that…

Credit / Posted on

The New Credit Score System Might Make It Easier to Get Loans

Those with little to no credit history or between 500 and 600 on their FICO score may see an increase in loan opportunities. UltraFICO, a new type of credit score system, will help consumers establish…

Credit / Posted on

How Your Credit Score May Affect Your Engagement

Planning on popping the question? Well there are certain ways that your credit score might play a factor in that decision. Spray out payments if it’s not possible to make the purchase in one fell…

Homeowners Insurance / Posted on

Products for Testing Your Home

Statistics show that there is at least one home invasion every 15 seconds. Many of those times, the home owner is present. It makes sense then that so many homeowners are looking for solutions to…

Auto Insurance / Posted on

How to Find Cheaper Auto Insurance Premiums

Good drivers, rejoice: It’s likely easier for you to find a cheaper auto insurance premium! Insurance companies want to work with good drivers and promote safety on the road, so it only makes sense that…

Credit / Posted on

4 More States Got Home Loans That Are Military-Friendly

Those in the military get housing benefits, but four more states just got military-friendly loans: Georgia, Florida, North Carolina, and Pennsylvania. The Georgia Dream program provides assistance to first-time buyers, those that haven’t owned a…

Homeowners Insurance / Posted on

Mortgage Loans That Get Denied

No one wants to deal with taking out a mortgage loan and having it denied. Recently the Urban Institute calculated real denial rates to determine which mortgage loans are denied most often. Government-backed loans get denied…