Can I Get Car Insurance Without A Driver's License?

Are you considering getting car insurance but don’t have a driver’s license? You’re not alone. While some insurance companies may be skeptical of insuring customers without a license, it is possible, but the process is a bit complex and more expensive.

Why Getting Car Insurance Without A Driver’s License

There are circumstances where you might need car insurance without a license, which includes;

• You own a vintage car.
• You are insuring a driver under 18
• You are a new driver and need proof of insurance to get a driver’s license.
• You cannot drive yourself but need to insure a driver for your car.

How To Buy Car Insurance Without A License?

While most insurers will be uncomfortable providing coverage for those with no license, there is no regulation against it. Some insurance companies will let you get car insurance without a license if you can list someone else as your policy’s primary driver and exclude yourself. The individual you list as the primary driver will be the one that will be driving the car most time. For example, if you have a health challenge that prevents you from driving, it could be a caregiver who helps you run errands or drives you to appointments. It might be your child or spouse if you’re married and have children.