What Exactly Is SR-22 Insurance?
SR-22 is a document that the insurance company signs to help you reinstate your driving privileges if your driver’s license has been suspended. Your insurance company sends this form directly to the state’s DMV, informing them that you’re still insured. This policy lasts 3 to 5 years and will cover you until you get your driver’s license back. The insurance company will levy you for providing an SR-22 certificate. However, the fee amount may differ, and the state may charge additional fees. Therefore, your auto insurance premiums will increase if you file a claim for SR-22 insurance.Reasons SR-22 Is Required
The reasons to get SR-22 to include the following:- License suspension or revocation
- Multiple traffic offenses
- DWIs, DUIs, or other driving violations
How Do You Get SR-22 Insurance?
You can apply for SR-22 insurance coverage with your insurance company. However, SR-22 insurance coverage is often costly, and not all companies offer this policy.