Credit Scores Your Way
The key in improving a credit score is understanding two main things: 1. How the process works. 2. What your particular situation is. The ultimate first step is to check your credit scores online and to go over the factors...
How to Best Protect Your Identity
Having an identity theft protection service is always a good idea, because if your identity does get stolen, it is a huge mess to recover from. Some consumers prefer to have only credit monitoring service, or some just monitor their...
Cash Advances and Fees
Selena Maranjian, an investing and financial experts, recommends being careful with cash advances. Generally speaking she suggests not to look at your credit card as a bank account, from which you can withdraw money whenever you need. Maranjian explains that...
How to Begin Shopping for School
Before it’s time to go back to school, we are surrounded with advertisements about shopping and sales, and that adds excitement as well as stress to our lives. Parents of multiple children often feel that going shopping will surely cause...
Three Stress Free Easy Ways to Spend Less
A part of the process of saving money and improving your financial state, making some little changes can go a long way. Check out our three examples for easy and stress free ways to spend less: When in need of...
What to Do if You Struggle with Paying Bills
When life get complicated, sometimes it is hard to make credit card payments on time. However, letting things slide will only make matters worse, so the first thing to do is make a call to the lender. Speaking with the...
Where to Seek Financial Advice
Credit counseling agencies are a great resource for those needing professional financial advice. The five most popular topics of discussion during a usially free first session are bankruptcy counseling, debt management, building a budget, student loans, and housing. If you...
Dealers and Credit Cards
There are several reasons why car dealers prefer that you don’t use your credit card for the downpayment. Some of those reasons are the transaction fee to the credit card company and the buyer’s option to contest the charge if...
Tips for Excelling at the Workplace
If you are looking for ways to get ahead at work, being mindful to certain things can help you a lot. For example, getting to know your boss better is always a great thing. Some things that are good to...
How to Balance Work and Family Life
Working a full time job can be very challenging and demanding, and things get even more complicated if you have a family and young children at home. Our kids want and deserve a lot of love and attention, and sometimes...