Category: Credit

For those who built a home rather than bought an existing one, you might notice that traditional mortgages aren’t applied. Instead, you’ll likely have to get a construction loan. But what is a construction loan, you may be wondering? They’re...

If you’ve been in a car accident, you might be wondering how it could affect your credit score. Car accidents can cost up to $44 billion in medical care and lost work, but that doesn’t include property damage, injuries, and...

If you’re considering making a big purchase, you might be thinking of putting it on your credit card. But is this the best move for you financially? It’s easy to keep up with small purchases that you can easily pay...

Have you ever looked at your credit card and wondered what the interest rates were and what they meant for your card and debt? When you’re signing up for a new credit card, you don’t want to overlook the APR...

If you’re an avid traveler and often find yourself staying in Hyatt hotels, then you’ll want the consider the World of Hyatt Credit Card. There are lots of great rewards that come with this card, such as: Bonus: You get...

The key in improving a credit score is understanding two main things: 1. How the process works. 2. What your particular situation is. The ultimate first step is to check your credit scores online and to go over the factors...

Selena Maranjian, an investing and financial experts, recommends being careful with cash advances. Generally speaking she suggests not to look at your credit card as a bank account, from which you can withdraw money whenever you need. Maranjian explains that...

A part of the process of saving money and improving your financial state, making some little changes can go a long way. Check out our three examples for easy and stress free ways to spend less: When in need of...

When life get complicated, sometimes it is hard to make credit card payments on time. However, letting things slide will only make matters worse, so the first thing to do is make a call to the lender. Speaking with the...

Building a credit history is very important, and some don’t realize how much time it actually takes. If you are new to the credit card world, you will wait about three to six months from the beginning date to see...